Money Map Tip of the Week

On March 7, 2026, in Latest News, by The Somerville Times

Q: Can technology make my tax filing safer?

A: Yes — significantly! Used correctly, technology reduces fraud risk, speeds refunds, and gives you more control over your tax record.

Here are four smart upgrades:

• Use an IRS IP PIN. A 6-digit Identity Protection PIN prevents anyone from filing a return using your Social Security number without it. Even if your data is stolen, the return can’t be filed without your PIN.

• E-file instead of mailing paper. Electronic filing is faster, more secure, and far less prone to delays or lost mail. Paper returns can sit unprocessed for months.

• Choose direct deposit over a paper check. Direct deposit is faster and reduces refund theft risk. Paper checks are far more vulnerable to interception.

• Create an IRS online account. You can view balances, transcripts, notices, and payment history. Seeing what the IRS sees helps prevent small problems from turning into large ones. (Massachusetts residents can access similar tools through MassTaxConnect.)

Bottom Line:
Technology doesn’t just make tax filing easier — it makes it safer. A few simple digital tools can dramatically reduce fraud, delays, and costly surprises.

Any questions? I’m Vincent Hicks, a CPA based in the Cambridge–Somerville area. Reach out at vincent@hickscpasolutions.com or (859) 553-0788.

Disclaimer: This column provides general financial information and should not be considered legal, investment, or tax advice. Always consult a qualified professional for personal guidance.