Winter Hill Bank has once again received an “Outstanding” rating under the Community Reinvestment Act (CRA) from the Office of the Comptroller of the Currency. This marks the bank’s seventh consecutive top rating—an achievement that reflects its strong performance in community development lending, affordable housing finance, and providing accessible banking and financial services. This achievement underscores the Bank’s continued leadership and commitment to serving all segments of its communities.

Enacted by Congress in 1977, the CRA encourages insured depository institutions to meet the credit needs of their communities, including low- and moderate-income neighborhoods, while maintaining sound banking practices. Federal regulators assess banks on their performance in lending, service, and investment.

“Receiving the highest of ratings is an honor at any time,” said Sandra L. McGoldrick, President/CEO of Winter Hill Bank. “To be recognized with such a distinction validates our commitment to serving every neighborhood responsibly. That’s been our mission since 1906, and everyone at the bank shares in this honor.”

Winter Hill Bank is a Mutual Federal Savings Bank serving eastern Massachusetts.