Q: What would you do if you saw a $3,000 charge on your credit card that you didn’t make?!

A: That exact situation recently happened to me!
Someone hacked my Amazon account and ordered MacBooks to a random address in Washington state.

I got the charge reversed—but only after alerting Amazon, Amex, and even the police. Here’s what helped—and what I wish I’d done sooner:
• Use two-step verification – Add a code sent to your phone; don’t rely on just a password.
• Turn on account alerts – I caught the charge fast because I had alerts enabled.
• Use credit cards, not debit cards, for online purchases – Credit cards offer more fraud protection—and your cash stays safe.

A few quick steps can protect you from a lot of stress.

Any questions? I’m Vincent Hicks, a CPA based in Cambridge-Somerville area. Reach out at vhicksconnect@gmail.com or (859) 553-0788.

Disclaimer: This column provides general financial information and should not be considered legal, investment, or tax advice. Always consult a qualified professional for personal guidance.