Q: Want to save thousands of dollars in just an hour or two?
A: Yes?! Then take these three quick, high-impact steps:

Re-shop your auto or home insurance
Rates often increase over time, even without claims. Use The Zebra to compare quotes from top insurers in minutes—without triggering unwanted follow-up calls.
Potential savings: $300–$1,000+/year

Cancel unused subscriptions
Many people pay for services they no longer use. Rocket Money helps identify and manage your subscriptions, allowing you to cancel unnecessary ones easily.
Potential savings: $180–$480/year

Negotiate your internet bill
Contact your provider and inquire about loyalty discounts or promotions. Mentioning competitor rates can often lead to better deals or added perks.
Potential savings: $240–$720/year

Each of these steps takes about 20–30 minutes. Combined, they could save you over $1,000 a year—with minimal effort and no lifestyle changes.

Any questions? I’m here to help.  I’m Vincent Hicks, CPA, based in Somerville with over 20 years of experience. Reach out at vhicksconnect@gmail.com or (859) 553-0788.

Disclaimer: This column provides general financial information and should not be considered legal, investment, or tax advice. Individual situations vary. Always consult a qualified professional for personalized guidance.