
Retiring Winter Hill Bank CEO Sandra L. McGoldrick.
Winter Hill Bank announces that President and CEO Sandra L. McGoldrick will retire after more than three decades of leadership, and that Executive Vice President and Chief Lending Officer Thomas P. Sullivan Jr. has been named her successor.
McGoldrick, who has served as President and CEO since 1992, has guided the bank through decades of change while preserving its identity as a community institution. A lifelong Somerville resident, she has remained deeply engaged in civic, nonprofit, and business organizations throughout the region. Following a wonderful celebration with colleagues, customers, community partners, and friends, Winter Hill Bank is honored to recognize McGoldrick as she retires as President and CEO after many years of dedicated service.
“Serving Winter Hill Bank has been one of the greatest honors of my life,” McGoldrick said. “I am deeply grateful to our customers, our board, our employees, and our community partners for the trust and support they have shown me throughout the years. Winter Hill Bank has always been about relationships, service, and community, and I know that strong foundation will continue well into the future.”
The bank also announced that Sullivan will succeed McGoldrick. He brings more than 30 years of experience to the role, with expertise in lending compliance, operations, product development, policy, reporting, and management. Sullivan has served Winter Hill Bank since 1992, advancing through a series of lending and operational leadership roles. Most recently, he served as Executive Vice President and Chief Lending Officer.

Succeeding Winter Hill Bank CEO Thomas P. Sullivan Jr.
“Tom’s experience, judgment, and deep knowledge of Winter Hill Bank make him the right person to lead the bank into its next chapter,” McGoldrick said. “He understands what makes this institution special, and I have every confidence in his ability to build on our legacy of service and community commitment.”
“I am honored to succeed Sandra and to lead Winter Hill Bank,” Sullivan said. “Her leadership has left a meaningful mark on this institution and on the communities it serves. Having spent much of my career here, I understand the values that define the bank and look forward to building on that foundation while continuing to serve our customers and community.”
Sullivan holds bachelor’s and associate degrees in business administration and management studies from the New England College of Finance, graduating summa cum laude and cum laude, respectively. He is a member of the Eastern Massachusetts Compliance Network and the Massachusetts Bankers Association, and has participated in community efforts, including the Lowell Transitional Living Center, the Tewksbury Community Pantry, and fundraising for Multiple Sclerosis research.
Founded in 1906, Winter Hill Bank has built its reputation on personal service, strong local relationships, and a commitment to the communities it serves. The bank recently earned its seventh consecutive “Outstanding” rating under the Community Reinvestment Act, reflecting its continued support for community development lending, affordable housing finance, and accessible banking services.
About Winter Hill Bank
Winter Hill Bank is a community bank headquartered in Somerville, Massachusetts. Since 1906, the bank has remained committed to providing personal service, trusted financial solutions, and support for the individuals, families, businesses, and organizations it serves.















